Ritam Upadhaya

Ritam Upadhaya is a qualified Life Actuary with more than four years of experience across the UK and US life insurance markets. His professional work has focused on actuarial modelling, model validation, and valuation. Through his international market exposure, he brings a strong blend of technical actuarial knowledge and practical understanding of how models and valuation frameworks are applied to real insurance problems. As a mentor, he can guide teams on structuring insurance problems, validating assumptions, interpreting outputs, and connecting analytical solutions with sound actuarial judgement.